Agreement to Terms

By accessing and using the rylaranovo financial budgeting platform available at rylaranovo.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and rylaranovo, effective as of January 2025.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform constitutes acceptance of any modifications to these terms.

Service Description

rylaranovo provides online financial budgeting tools, educational resources, and personal finance management services designed to help users better understand and manage their financial situations. Our platform offers budgeting calculators, expense tracking, and educational content related to personal finance management.

User Responsibilities and Conduct

When using our platform, you agree to maintain the accuracy of information you provide and use our services in accordance with applicable laws and regulations. You are responsible for maintaining the confidentiality of your account credentials.

Prohibited Activities

• Attempting to gain unauthorised access to other user accounts or system components
• Using automated systems or bots to interact with our platform without explicit permission
• Uploading malicious software, viruses, or any harmful code
• Engaging in activities that could disrupt or interfere with normal platform operations
• Sharing false or misleading information about your financial situation
• Using the platform for any illegal activities or purposes

Privacy and Data Protection

We take your privacy seriously and handle your personal and financial information in accordance with Australian privacy legislation and our Privacy Policy. By using our services, you consent to the collection, use, and storage of your information as described in our Privacy Policy.

You retain ownership of the financial data you input into our system. However, you grant us permission to use anonymised and aggregated data for service improvement and research purposes.

Intellectual Property Rights

All content, features, and functionality on the rylaranovo platform, including but not limited to text, graphics, logos, software, and educational materials, are owned by rylaranovo and protected by Australian and international copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable licence to use our platform for personal financial management purposes. You may not reproduce, distribute, modify, or create derivative works based on our content without explicit written permission.

Service Availability and Modifications

While we strive to maintain continuous service availability, we do not guarantee uninterrupted access to our platform. Scheduled maintenance, technical issues, or unforeseen circumstances may occasionally affect service availability.

We reserve the right to modify, suspend, or discontinue any aspect of our services at any time. We will provide reasonable notice of significant changes that may affect your use of the platform.

Limitation of Liability

rylaranovo provides educational tools and information but cannot guarantee the accuracy or completeness of all content. You acknowledge that financial decisions based on our platform's information are made at your own risk.

Our total liability for any claims relating to our services shall not exceed the amount you have paid for those services in the twelve months preceding the claim.

Account Termination

Either party may terminate your account at any time. You may delete your account through your profile settings or by contacting our support team. We may suspend or terminate accounts that violate these terms or engage in prohibited activities.

Upon termination, your right to access and use our services ceases immediately. We will retain your data in accordance with our Privacy Policy and applicable legal requirements.

Dispute Resolution

These terms are governed by the laws of the Australian Capital Territory, Australia. Any disputes arising from these terms or your use of our services shall be resolved through good faith negotiations first.

If informal resolution is unsuccessful, disputes shall be subject to the exclusive jurisdiction of the courts of the Australian Capital Territory. Both parties consent to the personal jurisdiction of these courts.

Changes to Terms

We may update these Terms of Use periodically to reflect changes in our services, legal requirements, or business practices. Updated terms will be posted on this page with a revised effective date.

Significant changes will be communicated through email notifications or prominent notices on our platform. Your continued use of our services after such changes constitutes acceptance of the updated terms.